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  • Disclosure Systems: Can an Ideal Method be Found?
    standard- ized. We now have 10 standardized long-term care products that have been de- signed by the federal ... When we do run into problems, for example with direct recognition, there is some discussion and a position ...

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    • Authors: William D Baldwin, Steven Eisenberg, Roger Heath, William C Koenig, Rachel M Hancock
    • Date: May 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Valuation Actuary Overview - The New Statutory Valuation Opinion
    insurance, v_r_'_ninhealth, disability income, long-term care, and other longer liabilities would have a higher ... effect, one projection process nested within the primary projection. For crediting, unless your business ...

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    • Authors: Douglas Doll, Deborah A Gero, Abraham Gootzeit, Marc Pitoniak
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Life Insurance>Reserves - Life Insurance; Public Policy
  • Insurance Company Failures of the Early 1990s - Have We Learned Anything?
    paid attention to ELIC knew what not to do. The primary cause of default in Mutual Benefit's case was ... more upside and more downside potential. The primary insolvency issue here was different. Unfortunately ...

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    • Authors: Murray Becker, Gene Eckstut, John F Gies, Kenneth W Hartwell, Victor Modugno, Keven W Maloney
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Enterprise Risk Management; Public Policy
  • Keynote Address
    we need without also getting things that we don't care about. People will have to assume some confidence ... on occasion I seriously believe have as their primary purpose to frustrate regu- latory oversight, need ...

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    • Authors: Roger C Day
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Impact of Regulatory Uncertainty on Product Innovation
    future. Now, just a quick overview of XXX. The primary issue that one needs to learn to deal with is the ... other forms of indemnity benefits like long-term care. But I think for the moment, at least for the near-term ...

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    • Authors: Timothy Pfeifer, James Van Elsen, Robert E Wilcox
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance; Public Policy
  • NAIC Model Investment Act Update
    a lot of prepayment or extension risk. Is the primary risk associated with this particular fixed- income ... shows negative, that the hedging process would take care of the problem and thereby still conclude that cash-flow- ...

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    • Authors: Vincent Gallagher, Larry M Gorski, Joseph H Tan, Christopher T Anderson
    • Date: May 1994
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments; Public Policy
  • Current Events in Financial Reporting
    premium immediate annuity (SPIA). One of the primary tax planning items in the reserve area is to minimize ... it will be distributed shortly. It doesn't give direct answers-there are a lot of gray areas-but it does ...

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    • Authors: Frank Buck, Charles D Friedstat, R Thomas Herget, Craig R Raymond
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting; Public Policy
  • Future Trends and Current Developments in Individual Life Products
    income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
  • Competitive Forces In The Insurance And Pension Industries
    important consequences for the insurance industry. Of direct interest to insurance companies, the phase out ... insurance portfolios may well be paving the way for direct competition from all banks. In a broader sense ...

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    • Authors: Charles E Fiero, John Miller
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Economics>Financial markets; Public Policy
  • Reinsurance Response to Guideline XXX and New York Regulation 147
    reserve problems? How are these regulations affecting direct company products? Are there practical steps that ... discuss both the reinsurer's viewpoint and the direct company's viewpoint. Our first speaker will be ...

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    • Authors: Franklin Clapper, Neil Gerritt, Robert Reale, Rachel M Hancock
    • Date: Apr 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life; Public Policy; Reinsurance>Life reinsurance